We know buying a home can be a stressful and lengthy process, but it doesn’t have to overwhelm you. It’s easy to let your emotions run wild when choosing a place to live and raise a family, but by understanding key steps to the home-buying process, you’ll make the best decisions for your home purchase.
Here are some important factors to consider before purchasing a home:
- What are you looking for in a home? (size, style, location etc.)
- How much can you afford?
- Have you saved for a down payment?
- What is the housing market like?
- Are you in the right life stage for home-buying?
If buying a home is the best step for you, here’s how to get started.
Save, Save, Save!
Save for a down payment. Don’t let financial stress overshadow the joy of buying a home.
Consult with a Lender
Determine how much you can afford to spend and find a loan option that’s right for you.
Find a Realtor and Title Agency
You will need expert help in finding and securing your future home. Title agencies will search real estate records to determine if any legal restrictions, leases, or unpaid taxes exist on the property.
Go house hunting! Don’t compromise on the important things (location, floorplan etc.) Cosmetic details like paint color and décor can easily be changed to suit your needs.
Submit an Offer
Work with your estate agent and title agency finalize your paperwork, submit a formal offer and schedule a professional home inspection.
Close the Deal!
Once you’ve signed all the paperwork, you’re finally finished! Congratulations on your new